KWAYE-Cooperative provides a flexible system of savings for members in form of rotational benefits by members. It also provides the legal system of co-operative society that accepts saving from members for 4 months and allow eligible members to borrow twice their savings on a 7% interest. However, every beneficiary of the MCS must also subscribe to the cooperative program for personal profits as means to expand their businesses. Refer to our cooperative by-law for more details on the type of loans available.